Apple Pay
mobile payment and digital wallet service by Apple Inc. From Wikipedia, the free encyclopedia
Apple Pay is a mobile payment service developed by Apple Inc. and started on October 20, 2014. It allows people to make payments in person and works with iPhone, iPad, Apple Watch, Mac and Vision Pro.[1]
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 | This article needs copy editing for grammar, style, cohesion, tone or spelling. (December 2024) |
| |
| Developer(s) | Apple Inc. |
|---|---|
| Initial release | 20 October 2014 |
| Operating system | iOS 8.1 or newer
(iOS 10 or later for Apple Pay on the web) (iOS 11.2 or later for Apple Cash) All watchOS versions macOS Sierra or later All visionOS versions |
| Platform | In store:
iPhone 6 or newer Apple Watch paired with an iPhone, or Series 3 or newer with cellular On the web (Safari): iPhone 6 or newer with iOS 10 or later 2014 iPads (Air 2, Mini 3) or newer with iOS 10 or later 2016 MacBook Pro with Touch ID or newer with macOS High Sierra or later 2018 MacBook Air or newer with macOS Catalina or newer Macs based on Apple silicon paired with a Magic Keyboard with Touch ID Macs working Handoff running on macOS Sierra or later paired with an Apple Watch or iPhone 6 or newer Apple Vision Pro On the web (3rd party browser using WebKit): iPhone 8 or newer with iOS 16 or later macOS Sequoia or later |
| License | Proprietary |
| Website | apple |
Service
Device Works
The service works with iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID and Apple Watch Series 1 and newer. In iOS 17 or later, the number of cards that can be added depends on the secure element capacity, which varies by device.
Apple Cash
Apple Cash, formerly Apple Cash Pay is a feature in Apple Pay that allows to transfer of money from one user to another user via iMessage. When users get a payment, the money will be added to their apple cash card and can be used right away in the store that accepts Apple Pay, This will work only United States.[2][3] It is required to people with 18 years old or older. If they are under 18, they are required to have an Apple Cash family app.[4][5]
Availability
Worked countries
Available
Suspended
Apple Pay can be worked with any EMV contactless terminal worldwide as long as the people are using a working card. There is at least one card and bank in each of these 86 countries and regions gives these cards.[6]
| Date launched | Worked for payment cards gives in |
|---|---|
| October 20, 2014 |  United States (except  Puerto Rico & other unincorporated territories) |
| July 14, 2015 |  United Kingdom[7] (except British Overseas Territories) |
| November 17, 2015 |  Canada |
| November 19, 2015 |  Australia |
| February 18, 2016 |  China (in-app and online payments only) |
| April 19, 2016 |  Singapore |
| July 7, 2016 |  Switzerland |
| July 19, 2016 |  France |
 Monaco | |
| July 20, 2016 |  Hong Kong |
| October 4, 2016 |  Russia (Suspended on March 25, 2022)[note 1] |
| October 13, 2016 |  New Zealand |
| October 25, 2016 |  Japan |
| December 1, 2016 |  Spain |
| March 7, 2017 |  Guernsey |
 Ireland | |
 Isle of Man | |
 Jersey | |
| March 29, 2017 |  Taiwan |
| May 17, 2017 |  Italy |
 San Marino | |
 Vatican City | |
| October 24, 2017 |  Denmark |
 Greenland | |
 Finland | |
 Sweden | |
 United Arab Emirates | |
| April 4, 2018 |  Brazil[10] |
| May 17, 2018 |  Ukraine |
| June 19, 2018 |  Poland |
| June 20, 2018 |  Norway |
| November 28, 2018 |  Kazakhstan |
 Belgium | |
| December 11, 2018 |  Germany |
| February 19, 2019 |  Czech Republic |
 Saudi Arabia[11] | |
| April 24, 2019 |  Austria |
| May 8, 2019 |  Iceland |
| May 21, 2019 |  Hungary |
 Luxembourg | |
| June 11, 2019 |  Netherlands |
| June 26, 2019 |  European Union (All Parts) |
 Bulgaria | |
 Croatia | |
 Cyprus (except  Turkish Republic of Northern Cyprus) | |
 Estonia | |
 Greece | |
 Latvia | |
 Liechtenstein | |
 Lithuania | |
 Malta | |
 Portugal | |
 Romania | |
 Slovakia | |
 Slovenia | |
| July 2, 2019 |  Faroe Islands |
| August 6, 2019 |  Macau |
| September 3, 2019 |  Georgia |
| November 19, 2019 |  Belarus |
| January 28, 2020 |  Montenegro |
| June 30, 2020 |  Serbia |
| February 23, 2021 |  Mexico[12] |
| March 30, 2021 |  South Africa [13] |
| May 5, 2021 |  Israel |
| August 17, 2021 |  Qatar |
| October 5, 2021 |  Bahrain[14] |
 Palestine | |
| November 2, 2021 |  Azerbaijan |
 Colombia | |
 Costa Rica | |
| January 18, 2022 |  Armenia |
| March 15, 2022 |  Argentina |
 Peru[15] | |
| April 5, 2022 |  Moldova |
| August 9, 2022 |  Malaysia[16] |
| December 6, 2022 |  Kuwait |
 Jordan | |
| March 21, 2023 |  South Korea[17] |
| May 2, 2023 |  El Salvador |
 Guatemala | |
| May 16, 2023 |  Panama |
 Honduras | |
| July 18, 2023 |  Morocco |
| August 8, 2023 |  Chile |
 Vietnam | |
| April 16, 2024 |  Ecuador |
| August 6, 2024 |  Dominican Republic |
| September 24, 2024 |  Oman[18] |
| November 5, 2024 |  Paraguay[19] |
Worked payment networks and card schemes
- Visa (worldwide. Japanese Visa cards in Apple Pay also function as FeliCa-based QUICPay or iD cards in addition to EMV contactless cards, although some issuers do not support EMV contactless in Apple Pay, meaning such cards will only function as QUICPay or iD cards.)[20]
- Visa Electron (worldwide)
- V Pay (only in Europe)[21]
- Mastercard (worldwide. Japanese Mastercard cards in Apple Pay also function as FeliCa-based QUICPay or iD cards in addition to EMV contactless cards, although some issuers do not support EMV contactless in Apple Pay, meaning such cards will only function as QUICPay or iD cards.)[22]
- Maestro (worldwide)
- American Express (worldwide. Japanese American Express cards in Apple Pay also function as FeliCa-based QUICPay cards in addition to EMV contactless cards.)[23]
- Discover Card (only in the United States)[24]
- U.S. Debit (only in the U.S. CDCVM may not be supported, requiring the customer to enter their PIN on the terminal.)
- Diners Club International (only in Japan. Only function as FeliCa-based QUICPay cards and do not support the global EMV contactless standard.)
- JCB (worldwide. Japanese JCB cards in Apple Pay also function as FeliCa-based QUICPay or iD cards in addition to EMV contactless cards, although some issuers do not support EMV contactless in Apple Pay, meaning such cards will only function as QUICPay or iD cards.)
- Cartes Bancaires (CB) (only in France)[25]
- Hyundai Card (only in South Korea)
- Interac (only in Canada)[26]
- EFTPOS (only in Australia)[27]
- China UnionPay (only in China, Hong Kong and Macau)[28]
- China T-Union (select cities in China)
- Dankort (only in Denmark)[29][30]
- Suica, PASMO, ICOCA, iD, QUICPay, WAON, and nanaco (only in Japan. FeliCa-worked iPhone and Apple Watch models only.)[31][32][33]
- SPTC transit card (only in Shanghai)[34]
- Yikatong (only in Beijing)[35]
- mada (only in Saudi Arabia)[36]
- Clipper (only in San Francisco Bay Area, California, United States)[37]
- Hop Fastpass (only in Portland, Oregon, United States)[38]
- SmarTrip (only in Washington, D.C., United States)[39]
- TAP (only in Los Angeles, California, United States)[40]
- Navigo (only in Île-de-France, France)[41]
- Ventra (only in Chicago, Illinois, United States)[42]
- Elo (only in Brazil)[43]
- Octopus (only in Hong Kong. FeliCa-supported iPhone and Apple Watch models only.)[44]
- girocard (only in Germany)[45]
- Mir (only in Russia,[46] suspended as of March 26, 2022[9])
- Bancontact (only in Belgium)[47]
Upcoming
Notes
- In March 2022, Apple no longer works Apple Pay for Mastercard and Visa in Russia until more notice because of sanctions imposed for the 2022 Russian invasion of Ukraine and due to financial uncertainty in Russia.[8] Mir disabled later on March 26, 2022.[9]
References
Other websites
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