loan

See also: Loan and loạn

English

Etymology

From Middle English lone, lane, from Old Norse lán, from Proto-Germanic *laihną, from Proto-Indo-European *leykʷ- (“to leave (over)”).

Cognate with Icelandic lán, Swedish lån, Danish lån, German Lehen (“fief”), Dutch leen (“fief”), West Frisian lien, North Frisian leen (“fief; loan; office”), Scots lane, lain, len, Old English lǣn. More at lend.

Pronunciation

• (UK) IPA^(key): /ləʊn/
• (US) IPA^(key): /loʊn/

• Audio (US):

  (file)

• Rhymes: -əʊn
• Homophone: lone

Noun

loan (plural loans)

1. (law, banking, finance) An act or instance of lending, an act or instance of granting something for temporary use.

   Synonyms: loaning, lending

   Because of the loan that John made to me, I was able to pay my tuition for the upcoming semester.

2. (law, banking, finance) A sum of money or other property that a natural or legal person borrows from another with the condition that it be returned or repaid over time or at a later date (sometimes with interest).

   Synonym: principal

   All loans from the library, whether books or audio material, must be returned within two weeks.

   He got a loan of five thousand pounds.

   • 1918, W[illiam] B[abington] Maxwell, chapter II, in The Mirror and the Lamp, Indianapolis, Ind.: The Bobbs-Merrill Company, →OCLC:

     That the young Mr. Churchills liked—but they did not like him coming round of an evening and drinking weak whisky-and-water while he held forth on railway debentures and corporation loans. Mr. Barrett, however, by fawning and flattery, seemed to be able to make not only Mrs. Churchill but everyone else do what he desired.

3. The contract and array of legal or ethical obligations surrounding a loan.

   He made a payment on his loan.

4. The permission to borrow any item.

   Thank you for the loan of your lawn mower.

Hypernyms

• (something borrowed): bailment

Hyponyms

• (something borrowed): mutuum, commodatum

Derived terms

Terms derived from loan (noun)

• air loan
• auto loan
• bank loan
• blanket loan
• bridge loan
• bridging loan
• bullet loan
• call loan
• caveat loan
• collateralized loan obligation
• conventional mortgage loan
• director's loan
• false loan
• home loan
• installment loan
• interlibrary loan
• juice loan
• liar loan
• liberty loan
• loan-back
• loan-blend
• loan blend
• loan car
• loan coinage
• loan creation
• loan formation
• loan meaning
• loan officer
• loan rendering
• loan rendition
• loan shark
• loan sharking
• loan term
• loan translation
• loan word
• loanword
• low-doc loan
• maritime loan
• NINA loan
• ninja loan
• NINJA loan
• non-performing loan
• on loan
• on-loan
• payday loan
• permanent loan
• pseudo-loan
• revolving loan
• savings and loan
• savings and loan association
• secured loan
• semantic loan
• soft loan
• stated income loan
• stock loan
• student loan
• swing loan
• term loan
• time loan
• title loan
• upstream loan

 

Translations

borrowed sum of money or other property

Afrikaans: lening Albanian: hua (sq) f Arabic: قَرْض m (qarḍ), إِعَارَة f (ʔiʕāra) Hijazi Arabic: قَرْض m (garḍ), سُلْفَة m (sulfa) Armenian: վարկ (hy) (vark), փոխառություն (hy) (pʻoxaṙutʻyun), փոխ (hy) (pʻox) Aromanian: mprumut n Assamese: ধাৰ (dhar) Asturian: empréstamu m Azerbaijani: borc (az), kredit (az), istiqraz (az) Belarusian: пазы́ка f (pazýka), пазы́чка f (pazýčka), крэды́т (be) m (kredýt) Bengali: ধার (bn) (dhar) Bulgarian: за́ем m (záem), кре́дит (bg) m (krédit) Burmese: ချေးငွေ (hkye:ngwe) Buryat: зээли (zeeli) Catalan: préstec (ca) m Chinese: Mandarin: 貸款／贷款 (zh) (dàikuǎn), 借款 (zh) (jièkuǎn) Crimean Tatar: borc Czech: půjčka (cs) f, úvěr (cs) m, kredit (cs) m Danish: lån (da) n Dutch: lening (nl) f Esperanto: prunto Estonian: laen Faroese: lán n Finnish: laina (fi) French: prêt (fr) m, emprunt (fr) m, crédit (fr) m Galician: préstamo (gl) m, empréstito m Georgian: სესხი (sesxi), კრედიტი (ḳrediṭi) German: Anleihe (de) f, Darlehen (de) n, Kredit (de) m Greek: δάνειο (el) n (dáneio) Ancient: δάνειον n (dáneion) Hebrew: הלוואה / הַלְוָאָה (he) f (halva'á) Hindi: उधार (hi) m (udhār), क़र्ज़ m (qarz) (debt) Hungarian: kölcsön (hu) Icelandic: lán (is) n Indonesian: pinjaman (id) Ingrian: laina, velka Irish: iasacht (ga) f Italian: prestito (it) m (small sum), mutuo (it) m (big amount/long term), credito (it) m Japanese: 貸付け (ja) (かしつけ, kashitsuke), ローン (ja) (rōn), 貸付金 (ja) (かしつけきん, kashitsukekin), 融資 (ja) (ゆうし, yūshi) Kazakh: қарыз (qaryz), заем (zaem), несие (nesie), кредит (kredit) Khmer: កម្ចី (km) (kɑmcəy) Korean: 대부(貸付) (ko) (daebu), 대콴(貸款) (ko) (daekwan), 융자(融資) (ko) (yungja), 대부금(貸付金) (ko) (daebugeum), 론 (ko) (ron) Kurdish: Northern Kurdish: qerz (ku), kredî (ku) Kyrgyz: зайым (zayım), заём (ky) (zayom), карыз (ky) (karız), насыя (nasıya), кредит (ky) (kredit) Lao: ເງິນກູ້ (ngœn kū) Latin: mūtuum n, crēditum (la) n Latvian: aizņēmums m Lithuanian: paskola f Luhya: kumukopo Macedonian: заем m (zaem), кредит m (kredit) Malay: pinjaman (ms) Maori: moni tārewa, moni whakatārewa Meru: irandu Mongolian: Cyrillic: зээл (mn) (zeel) Navajo: aʼilyé Norman: prêt'tie f (Jersey) Norwegian: Bokmål: lån n Nynorsk: lån n Occitan: prèst (oc) m Old Church Slavonic: Cyrillic: заимъ m (zaimŭ) Old English: lǣn n Pashto: قرضه (ps) f (qarza) Persian: قَرْض (fa) (qarz), وام (fa) (vâm) Polish: pożyczka (pl) f, kredyt (pl) m Portuguese: empréstimo (pt) m Romanian: împrumut (ro) n, credit (ro) n Russian: заём (ru) m (zajóm), ссу́да (ru) f (ssúda), креди́т (ru) m (kredít) Scottish Gaelic: iasad m, coingheall m Serbo-Croatian: Cyrillic: за́јам m, крѐдӣт m Roman: zájam (sh) m, krèdīt (sh) m Slovak: pôžička (sk) f, úver m, kredit m Slovene: posojilo (sl) m, kredit m Spanish: préstamo (es) m Swahili: mkopo (sw), karadha Swedish: lån (sv) n Tajik: заём (zayom), қарз (qarz), вом (vom), кредит (kredit) Tamil: கடன் (ta) (kaṭaṉ) Tatar: әҗәт (tt) (äcät), карыз (qarız), заём (zayom) Telugu: ఋణము (te) (r̥ṇamu), అప్పు (te) (appu) Thai: เงินกู้ (ngən-gûu) Turkish: borç (tr), kredi (tr), ödünç (tr), istikraz (tr) Turkmen: karz, kredit Ukrainian: по́зика f (pózyka), креди́т (uk) m (kredýt) Urdu: اُدھار m (udhār), قَرْض m (qarz), قَرْضَہ m (qarza) Uyghur: قەرز (qerz) Uzbek: qarz (uz), kredit (uz) Vietnamese: sự vay, tiền cho mượn Walloon: prustaedje (wa), pret (borrowed from French) Welsh: benthyciad (cy) m

contract and array of legal or ethical obligations surrounding a loan

Estonian: laen French: contrat de prêt m German: Darlehensvertrag m Greek: δάνειο (el) n (dáneio) Hungarian: kölcsönszerződés (hu) Irish: iasacht (ga) f Italian: prestito (it) m (small sum), mutuo (it) m (big amount/long term) Norman: prêt'tie f Portuguese: empréstimo (pt) m Russian: заём (ru) m (zajóm) Scottish Gaelic: iasad m, coingheall m Spanish: préstamo (es) m, empréstito (es) m Turkish: borçlanma (tr), ikraz (tr) Ukrainian: по́зика f (pózyka)

permission to borrow any item

Estonian: laen Greek: δανεισμός (el) m (daneismós) Hungarian: kölcsönzés (hu), kölcsönadás (hu) Irish: iasacht (ga) f, airleacan m Scottish Gaelic: iasad m, coingheall m

The translations below need to be checked and inserted above into the appropriate translation tables. See instructions at Wiktionary:Entry layout § Translations.

Translations to be checked

French: (please verify) emprunt (fr) m Malayalam: (please verify) കടം (ml) (kaṭaṁ) (1) Norman: (please verify) emprunt m Romanian: (please verify) împrumut (ro) n Serbo-Croatian: (please verify) pozajmica (sh) f, (please verify) zajam (sh) m, (please verify) kredit (sh) m Tamil: (please verify) கடன் (ta) (kaṭaṉ) Telugu: (please verify) ఉద్దెర (uddera), (please verify) అరువు (te) (aruvu)

Verb

loan (third-person singular simple present loans, present participle loaning, simple past and past participle loaned)

1. (usually ditransitive, US, dated and occasionally proscribed in UK, informal) To lend (something) to (someone).
   • 1820 June 1, William King, Letters to James Monroe: President of the United States, from William King:

     In the course of a correspondence that passed between us at this period, he mentioned, to my utter astonishment, the fact of his having loaned Neilson 81000 to buy my bill on Maryland; and stated that he could not proceed to make the payment until Neilson refunded the money.

   • 1992, Carlo Ginzburg, The Cheese and the Worms: The Cosmos of a Sixteenth-Century Miller, page 30:

     All the rest—six out of eleven, more than half—were loaned to him.

   • 2015, Joanne M. Flood, Wiley GAAP 2015: Interpretation and Application of Generally Accepted Accounting Principles, page 574:

     Upon maturity of the debt, the investment bank returns the loaned shares.
     On the date of issuance, the entity should record the loaned shares at their fair value and recognize them as an issuance cost, with an offset to additional paid-in capital.

Usage notes

• This usage, once widespread in the UK, is now confined to the US (or perhaps parts thereof). The use of loan as a verb is occasionally disapproved of, especially when the object being lent is something other than money; as a consequence, lend is often preferred.

Translations

to lend

Armenian: please add this translation if you can Asturian: emprestar Azerbaijani: borc vermək Bulgarian: заемам (bg) (zaemam), давам на заем (davam na zaem) Catalan: prestar (ca) Czech: půjčit (cs) Danish: låne (da) Dutch: lenen (nl), uitlenen (nl) Esperanto: please add this translation if you can Finnish: lainata (fi) French: prêter (fr) Galician: prestar (gl), emprestar German: ausleihen (de), leihen (de) Greek: δανείζω (el) (daneízo) Hungarian: kölcsönad (hu) Italian: prestare (it) Japanese: please add this translation if you can Khmer: ឲ្យខ្ចី (aoy kcəy), អោយខ្ចី (aoy kcəy) Polish: pożyczać (pl) Portuguese: emprestar (pt) Romanian: împrumuta (ro) Russian: ссужа́ть (ru) (ssužátʹ), дава́ть взаймы́ (davátʹ vzajmý) Serbo-Croatian: pozajmiti (sh), posuditi (sh) Slovak: pôžičať Spanish: prestar (es), acreer (es) Telugu: అప్పిచ్చు (te) (appiccu), అప్పుయిచ్చు (appuyiccu) Thai: please add this translation if you can Turkish: borç vermek, ödünç vermek Vietnamese: cho mượn, cho vay Walloon: pruster (wa)

Further reading

• loan on Wikipedia.Wikipedia

Anagrams

• Laon, lona, nola, Anlo, NOLA, Alon, Nola

Finnish

Pronunciation

• IPA^(key): /ˈloɑn/, [ˈlo̞ɑ̝n]
• Rhymes: -oɑn
• Syllabification^(key): lo‧an

Noun

loan

1. genitive singular of loka

Anagrams

• laon, olan

Galician

Verb

loan

1. third-person plural present indicative of loar

Spanish

Verb

loan

1. third-person plural present indicative of loar

Vietnamese

Etymology

Sino-Vietnamese word from 鸞.

Pronunciation

• (Hà Nội) IPA^(key): [lwaːn˧˧]
• (Huế) IPA^(key): [lwaːŋ˧˧]
• (Saigon) IPA^(key): [l⁽ʷ⁾aːŋ˧˧]

Noun

(classifier con) loan

1. hen-phoenix

Yola

Noun

loan

1. Alternative form of lhoan
   • 1867, OBSERVATIONS BY THE EDITOR:

     F. broan, eeloan, hoan, loan, sthoan, sthroan.

     E. brand, island, hand, land, stand, strand.

References

• Jacob Poole (d. 1827) (before 1828) William Barnes, editor, A Glossary, With some Pieces of Verse, of the old Dialect of the English Colony in the Baronies of Forth and Bargy, County of Wexford, Ireland, London: J. Russell Smith, published 1867, page 14