List of banks in Romania

This is a list of all the banks incorporated in Romania as of 9 December 2023^[update].^[1][2]

Banks incorporated in Romania

Universal banks (foreign-owned banks)

• Alpha Bank
• Banca Comercială Română (part of the Erste Group)
• BRD – Groupe Société Générale
• Garanti BBVA (part of the BBVA Group)
• First Bank (part of Intesa Sanpaolo Group^[3])
• Intesa Sanpaolo
• Libra Internet Bank
• Vista Bank
• Porsche Bank (soon to be rebranded into Credex Bank^[4])
• ProCredit Bank
• Raiffeisen Bank
• UniCredit Bank

Universal banks (domestically-owned banks)

• Banca Romana de Credite si Investitii (formerly ATEbank Romania)
• Banca Transilvania
• CEC Bank
• Exim Banca Românească
• Porsche Bank (soon to be rebranded into Credex Bank^[5])
• Patria Bank
• Salt Bank (part of the Banca Transilvania Group)
• TechVentures Bank

Romanian branches of international banks

Universal banks

• ING
• BNP Paribas Personal Finance
• Revolut
• TBI Bank
• Alior Bank SA Varșovia - Sucursala Bucureşti^[6]
• Credit Europe Bank (Romania)^[7][8][9]

Corporate banks

• Bank of China
• Banque Banorient France (formerly Blom Bank France)
• BNP Paribas
• Citibank Europe
• PKO Bank Polski

List of systemic banks

As of 2024, the National Committee of Macroprudential Oversight of Romania has identified 9 locally-incorporated banks as systematically important and thus have to meet more stringent requirements:^[10]

• Banca Transilvania
• BRD – Groupe Société Générale
• Banca Comercială Română (Erste Group)
• UniCredit Bank
• Raiffeisen Bank
• CEC Bank
• OTP Bank
• Alpha Bank
• Exim Banca Românească

Market share of banks

The market share of banks in terms of assets (above 1%):^{[11][12][13][14][15]}

Bank 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 1 Banca Transilvania 20.15% 19.11% 19.55% 18.46% 17.72% 16.48%[a] 13.87% 13.15% 12.60%[b] 9.80% 8.90% 2 Banca Comercială Română 13.44% 13.95% 13.93% 14.20% 14.43% 15.05% 15.83% 16.28% 15.80% 16.20% 17.50% 3 CEC Bank 10.41% 8.83% 7.92% 7.37% 6.64% 6.50% 7.41% 7.16% 7.30% 7.70% 7.40% 4 BRD – Groupe Société Générale 10.13% 10.20% 10.48% 11.01% 11.28% 11.99% 12.50% 12.87% 13.00% 12.40% 13.00% 5 ING Bank 8.93% 9.00% 9.27% 9.55% 9.01% 8.51% 7.87% 7.08% 6.30% 5.10% 5.00% 6 Raiffeisen Bank 8.73% 8.85% 9.25% 9.16% 8.66% 8.88% 8.44% 8.49% 8.40% 7.90% 7.30%[d] 7 UniCredit Bank 8.43% 8.62% 7.84% 8.11% 8.99% 9.21% 8.78% 8.30% 8.10%[c] 7.90% 7.60% 8 Exim Banca Românească 3.29% 3.28% 2.30% 2.11%[i] 1.57% 1.60% 1.30% 1.09% 1.00% 1.10% 1.10% 9 Alpha Bank 2.93% 3.01% 2.92% 3.20% 3.60% 3.76% 3.66% 3.74% 4.00% 4.60% 4.50% 10 OTP Bank 2.46% 2.84% 2.89% 2.65% 2.68% 2.45% 2.14% 2.09% 2.30%[e] 1.30% 1.30% 11 Garanti BBVA 1.90% 1.91% 1.78% 1.91% 2.19% 2.27% 2.33% 2.28% 2.50% 2.20% 2.00% 12 Citibank[f] 1.77% 2.05% 1.91% 1.98% 2.06% 1.78% 1.57% 1.73% 2.30% 2.40% 1.80% 13 Libra Internet Bank 1.39% 1.39% 1.50% 1.31% 1.32% 1.21% 1.08% 0.86% 0.60% 0.50% 0.30% 14 Vista Bank 1.18% 1.16%[i] 15 First Bank[g] 1.04% 1.10% 1.09% 1.31% 1.30% 1.50% 1.51% 1.67% 1.90% 2.50% 2.50% 16 Intesa Sanpaolo 0.92% 1.09% 1.09% 1.15% 1.33% 1.26% 1.05%[h] 1.04% 1.10% 1.20% 1.40% Notes a Banca Transilvania acquired Bancpost in 2018 from Eurobank. b Banca Transilvania acquired Volksbank Group's Romanian subsidiary in 2015. c UniCredit Bank acquired Royal Bank of Scotland's Romanian subsidiary in 2015. d Raiffeisen Bank acquired Citibank's retail banking operations in 2013. e OTP Bank acquired Millennium BCP's Romanian subsidiary in 2015. f Citibank sold its retail banking operations to Raiffeisen Bank in 2015, and currently only has corporate banking operations on the local market. g First Bank was known as Piraeus Bank until 2018, when the Piraeus Bank Group left the Romanian market and sold its subsidiary to J.C. Flowers & Co. h Intesa Sanpaolo acquired Veneto Banca, including its Romanian subsidiary, in 2017. i EximBank acquired Banca Românească, a subsidiary of National Bank of Greece, in 2020 and completed the merger in 2022. j Vista Bank acquired Credit Agricole's Romanian subsidiary in 2021.

Discontinued operations

Bank	Licence withdrawn	Fate	Date
Credit Bank	18 April 1997	Bankruptcy	9 November 2000
Albina Bank	13 May 1999	Bankruptcy	25 May 1999
Bancorex	31 July 1999	Merged with Banca Comercială Română	30 July 1999
Bankcoop	8 February 2000	Bankruptcy	8 February 2000
Columna Bank	22 June 2000	Bankruptcy	18 March 2003
International Religion Bank	10 July 2000	Bankruptcy	10 July 2000
Discount Romanian Bank	28 February 2002	Bankruptcy	19 April 2002
Investment and Development Bank	29 March 2002	Dissolved	11 March 2002
Turkish-Romanian Bank	30 April 2002	Bankruptcy	3 July 2002
HVB Bank		Merged with Banca Comerciala Ion Tiriac as HVB Tiriac Bank	31 August 2006
Banca di Roma		The group, including its Romanian branch, merged with Unicredit	12 June 2008
Anglo-Romanian Bank		Merged with Erste Group and BCR	1 July 2011
Banca CR Firenze		The group, including its Romanian subsidiary, merged with Intesa Sanpaolo.	1 October 2012
The Royal Bank of Scotland		Sold retail and corporate portfolio to Unicredit Bank and closed.	August 2015
Millenium Bank	1 November 2015	Merged with OTP Bank	31 October 2015
Volksbank Group (Romanian subsidiary)	1 January 2016	Merged with Banca Transilvania	31 December 2015
Banca Comercială Carpatica	2 May 2017	Merged with Patria Bank	3 May 2017
Veneto Banca	8 June 2018	The group, including its Romanian branch, merged with Intesa Sanpaolo.	27 June 2017
Piraeus Bank		The Romanian subsidiary of Piraeus Bank was acquired by J.C. Flowers & Co., whom later changed the bank's name to First Bank on 30 October 2018.	28 June 2018
Bancpost	1 January 2019	The Romanian subsidiary of Eurobank Ergasias merged with Banca Transilvania.	31 December 2018
Bank of Cyprus	1 January 2019	Sold its assets and liabilities to Marfin Bank (now known as Vista Bank) in 2013, and closed in 2018.	31 December 2018
National Bank of Greece		The Romanian subsidiary of National Bank of Greece, Banca Românească, was acquired by the Romanian state-owned corporate bank EximBank.	23 January 2020
Bank Leumi	30 April 2020	Bank Leumi's Romanian subsidiary merged with First Bank.	31 April 2020
Crédit Agricole	30 September 2022	Crédit Agricole's Romanian subsidiary merged with Vista Bank.	1 October 2022
Banca Românească	10 May 2023	Merged with EximBank as Exim Banca Românească.	31 December 2022
First Bank		Merged with Intesa Sanpaolo.	31 May 2024
OTP Bank		The Romanian subsidiary of OTP Bank merged with Banca Transilvania.	30 July 2024