Home Mortgage Disclosure Act
United States federal law / From Wikipedia, the free encyclopedia
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The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975.[1]
Quick Facts Long title, Enacted by ...
Long title | An Act to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure. |
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Enacted by | the 94th United States Congress |
Effective | December 31, 1975 |
Citations | |
Public law | 94-200 |
Statutes at Large | 89 Stat. 1124 |
Codification | |
Titles amended | 12 U.S.C.: Banks and Banking |
U.S.C. sections created | 12 U.S.C. ch. 29 §§ 2801-2811 |
U.S.C. sections amended | 12 U.S.C. ch. 3 § 461 et seq. |
Legislative history | |
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