不动产抵押贷款证券（英语：Mortgage-backed security，简称MBS），又称不动产担保证券[1][2]、抵押担保证券[3]，是资产担保证券（ABS）的一种，将以不动产为抵押的贷款证券化后，以打包形式在市场上交易的工具。
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