(2012). "Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender?". American Economic Review. 102 (3): 532–537. doi:10.1257/aer
{{citation}}: |access-date= requires |url= (help) Brian Murray Du Toit (1978), Ethnicity in modern Africa, Westview special studies on Africa, Boulder, Colo. New
'Virtual Communities': Greek-Turkish Encounters in Cyberspace", Studies in Ethnicity and Nationalism, vol. 13, no. 1, pp. 2–19, doi:10.1111/sena.12017, ISSN 1473-8481